:root {
  --text: #101D26;
  --muted: #5F6B73;
  --line: #E8E8E8;
  --field: #CDD3D7;
  --green: #9EDB2B;
  --green-text: #3F6E0B;
  --red: #B42318;
  --seg-restricted: #5F6B73;
  --seg-designated: #9AA4AB;
  --seg-owed: #CDD3D7;
  --amount-col: 168px;
  --remove-col: 32px;
  color-scheme: light;
}

*,
*::before,
*::after { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: #FFFFFF;
  color: var(--text);
  font-family: "Nunito Sans", system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}

h1, h2, p, ul, dl, dd { margin: 0; }

button, input { font: inherit; color: inherit; }

.wrap {
  max-width: 960px;
  margin: 0 auto;
  padding: 64px 24px 48px;
}

/* Intro */

h1 {
  font-size: 40px;
  line-height: 1.15;
  font-weight: 800;
  letter-spacing: -0.015em;
  max-width: 16em;
}

.lede {
  margin-top: 12px;
  font-size: 18px;
  color: var(--muted);
}

.toolbar {
  margin-top: 32px;
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px 24px;
}

.toolbar-note { font-size: 15px; color: var(--muted); }

/* Buttons */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 20px;
  border: 1px solid var(--text);
  border-radius: 6px;
  background: #FFFFFF;
  color: var(--text);
  font-size: 16px;
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
}

.btn:hover { background: #F6F7F7; }

.btn-primary {
  background: var(--green);
  border-color: var(--green);
}

.btn-primary:hover { background: #93CF22; border-color: #93CF22; }

.text-btn {
  border: 0;
  background: none;
  padding: 8px 0;
  font-size: 16px;
  font-weight: 600;
  color: var(--text);
  text-decoration: underline;
  text-underline-offset: 3px;
  text-decoration-color: var(--field);
  cursor: pointer;
}

.text-btn:hover { text-decoration-color: var(--text); }

:focus-visible {
  outline: 2px solid var(--text);
  outline-offset: 2px;
}

/* Layout */

.layout {
  margin-top: 64px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: 64px;
  align-items: start;
}

/* Inputs */

.step + .step {
  margin-top: 48px;
  padding-top: 48px;
  border-top: 1px solid var(--line);
}

.step h2 {
  font-size: 20px;
  line-height: 1.3;
  font-weight: 700;
}

.step-num {
  display: inline-block;
  width: 24px;
  color: var(--muted);
  font-weight: 600;
  font-variant-numeric: tabular-nums;
}

.optional {
  margin-left: 8px;
  font-size: 15px;
  font-weight: 400;
  color: var(--muted);
}

.help {
  margin-top: 4px;
  padding-left: 24px;
  color: var(--muted);
  font-size: 15px;
}

.rows,
.fixed-rows,
.switch,
.outlook-grid,
.step > .fixed-row { margin-top: 24px; margin-left: 24px; }

.step > .add { margin-left: 24px; }

.row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) var(--amount-col) var(--remove-col);
  gap: 8px;
  align-items: center;
}

.row + .row { margin-top: 8px; }

.field {
  width: 100%;
  height: 44px;
  padding: 0 12px;
  border: 1px solid var(--field);
  border-radius: 6px;
  background: #FFFFFF;
  font-size: 16px;
}

.field::placeholder { color: #9AA4AB; opacity: 1; }

.field:focus {
  outline: none;
  border-color: var(--text);
  box-shadow: none;
}

.field:focus-visible { outline: 1px solid var(--text); outline-offset: 0; }

.field.invalid { border-color: var(--red); }

.money { position: relative; }

.money > span {
  position: absolute;
  left: 12px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--muted);
  pointer-events: none;
}

.money .amt {
  padding-left: 26px;
  text-align: right;
  font-variant-numeric: tabular-nums;
}

.remove {
  width: var(--remove-col);
  height: 44px;
  border: 0;
  background: none;
  color: #9AA4AB;
  font-size: 22px;
  line-height: 1;
  cursor: pointer;
  border-radius: 6px;
}

.remove:hover { color: var(--text); }

.add {
  margin-top: 12px;
  padding: 8px 0;
  border: 0;
  background: none;
  color: var(--muted);
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
}

.add:hover { color: var(--text); }

.fixed-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) var(--amount-col);
  gap: 8px;
  align-items: center;
  padding-right: calc(var(--remove-col) + 8px);
}

.fixed-row + .fixed-row { margin-top: 16px; }

.fixed-row label { display: block; }

.fr-label { display: block; }

.fr-hint {
  display: block;
  font-size: 14px;
  line-height: 1.35;
  color: var(--muted);
}

/* Toggle */

.switch {
  display: flex;
  align-items: center;
  gap: 12px;
  cursor: pointer;
}

.switch input {
  position: absolute;
  opacity: 0;
  width: 1px;
  height: 1px;
}

.switch .track {
  position: relative;
  flex: 0 0 auto;
  width: 40px;
  height: 24px;
  border-radius: 12px;
  background: var(--field);
  transition: background 0.15s;
}

.switch .track::after {
  content: "";
  position: absolute;
  top: 3px;
  left: 3px;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #FFFFFF;
  transition: transform 0.15s;
}

.switch input:checked + .track { background: var(--text); }
.switch input:checked + .track::after { transform: translateX(16px); }
.switch input:focus-visible + .track { outline: 2px solid var(--text); outline-offset: 2px; }

.switch + .rows { margin-top: 24px; }

/* Outlook inputs */

.outlook-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) var(--amount-col) var(--amount-col);
  gap: 8px;
  align-items: center;
  padding-right: calc(var(--remove-col) + 8px);
}

.og-head {
  font-size: 14px;
  color: var(--muted);
  text-align: right;
  padding-right: 12px;
}

.og-month { font-weight: 600; }

/* Snapshot */

.snapshot {
  position: sticky;
  top: 32px;
  padding: 32px;
  border: 1px solid var(--line);
  border-radius: 8px;
}

.label {
  font-size: 15px;
  color: var(--muted);
}

.big {
  margin-top: 4px;
  font-size: 48px;
  line-height: 1.1;
  font-weight: 800;
  letter-spacing: -0.02em;
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}

.big.is-empty { color: #9AA4AB; }
.big.is-negative { color: var(--red); }

.bar {
  display: flex;
  gap: 2px;
  height: 12px;
  margin-top: 24px;
  border-radius: 3px;
  overflow: hidden;
  background: var(--line);
}

.bar.has-data { background: none; }

.seg { height: 100%; min-width: 3px; }
.seg-restricted { background: var(--seg-restricted); }
.seg-designated { background: var(--seg-designated); }
.seg-owed { background: var(--seg-owed); }
.seg-spendable { background: var(--green); }

.breakdown { margin-top: 24px; }

.line {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 6px 0;
  font-size: 15px;
}

.line dt { color: var(--text); }

.line dd {
  font-variant-numeric: tabular-nums;
  text-align: right;
  white-space: nowrap;
}

.line.is-off dt,
.line.is-off dd { color: var(--muted); }

.line.total {
  margin-top: 6px;
  padding-top: 12px;
  border-top: 1px solid var(--line);
  font-weight: 700;
}

.sw {
  display: inline-block;
  width: 10px;
  height: 10px;
  margin-right: 10px;
  border-radius: 2px;
  vertical-align: 0;
}

.sw-restricted { background: var(--seg-restricted); }
.sw-designated { background: var(--seg-designated); }
.sw-owed { background: var(--seg-owed); }
.sw-spendable { background: var(--green); }

.months {
  margin-top: 32px;
  padding-top: 32px;
  border-top: 1px solid var(--line);
}

.mid {
  margin-top: 4px;
  font-size: 32px;
  line-height: 1.2;
  font-weight: 800;
  font-variant-numeric: tabular-nums;
}

.mid .unit {
  font-size: 18px;
  font-weight: 700;
}


.status {
  margin-top: 8px;
  font-size: 15px;
  color: var(--muted);
}

.status strong { font-weight: 700; }
.st-tight { color: var(--red); }
.st-okay { color: var(--text); }
.st-healthy,
.st-strong { color: var(--green-text); }

.note {
  margin-top: 16px;
  font-size: 13px;
  line-height: 1.45;
  color: var(--muted);
}

.warning {
  margin-top: 24px;
  padding: 16px;
  border: 1px solid var(--red);
  border-radius: 6px;
  font-size: 15px;
}

.warning-title {
  color: var(--red);
  font-weight: 700;
  margin-bottom: 4px;
}

/* Details */

.details { margin-top: 64px; }

.details h2,
.cta h2 {
  font-size: 20px;
  line-height: 1.3;
  font-weight: 700;
}

.meaning {
  padding: 32px;
  border: 1px solid var(--line);
  border-radius: 8px;
}

.meaning ul {
  margin-top: 16px;
  padding-left: 20px;
  max-width: 44em;
}

.meaning li + li { margin-top: 8px; }

.detail-grid {
  margin-top: 64px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
}

.table {
  width: 100%;
  margin-top: 16px;
  border-collapse: collapse;
  font-size: 15px;
  font-variant-numeric: tabular-nums;
}

.table th {
  padding: 8px 0;
  border-bottom: 1px solid var(--line);
  color: var(--muted);
  font-weight: 400;
  text-align: left;
}

.table td {
  padding: 10px 0;
  border-bottom: 1px solid var(--line);
}

.table .n { text-align: right; padding-left: 16px; white-space: nowrap; }

.table tfoot td {
  border-bottom: 0;
  font-weight: 700;
}

.empty {
  margin-top: 16px;
  font-size: 15px;
  color: var(--muted);
}

.chart { margin-top: 16px; }

.chart svg { display: block; width: 100%; height: auto; overflow: visible; }

.chart text {
  font-family: inherit;
  font-variant-numeric: tabular-nums;
}

.chart-caption {
  margin-top: 8px;
  font-size: 14px;
  color: var(--muted);
}

/* Actions and CTA */

.actions {
  margin-top: 64px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.cta {
  margin-top: 64px;
  padding-top: 64px;
  border-top: 1px solid var(--line);
}

.cta p {
  margin-top: 8px;
  color: var(--muted);
}

.cta .btn { margin-top: 24px; }

.email-signup { margin-top: 32px; }

.footer {
  margin-top: 64px;
  padding-top: 24px;
  border-top: 1px solid var(--line);
  font-size: 14px;
  color: var(--muted);
}

.footer p + p { margin-top: 4px; }

.print-only { display: none; }

[hidden] { display: none !important; }

/* Mobile */

@media (max-width: 820px) {
  .wrap { padding: 40px 16px 40px; }
  h1 { font-size: 32px; }
  .lede { font-size: 17px; }
  .layout { grid-template-columns: minmax(0, 1fr); gap: 48px; margin-top: 48px; }
  .snapshot { position: static; }
  .detail-grid { grid-template-columns: minmax(0, 1fr); gap: 48px; margin-top: 48px; }
  .details, .actions, .cta { margin-top: 48px; }
  .cta { padding-top: 48px; }
}

@media (max-width: 520px) {
  :root { --amount-col: 128px; --remove-col: 28px; }
  .help { padding-left: 0; }
  .rows, .fixed-rows, .switch, .outlook-grid, .step > .fixed-row { margin-left: 0; }
  .step > .add { margin-left: 0; }
  .step + .step { margin-top: 40px; padding-top: 40px; }
  .outlook-grid {
    padding-right: 0;
    grid-template-columns: minmax(0, 1fr) 112px 112px;
  }
  .snapshot, .meaning { padding: 24px; }
  .big { font-size: 44px; }
  .btn { width: 100%; }
  .toolbar .btn { width: auto; }
}

/* Print: one clean page of results */

@media print {
  @page { size: letter; margin: 0.5in; }

  body { font-size: 11pt; }
  * { -webkit-print-color-adjust: exact; print-color-adjust: exact; }

  .no-print { display: none !important; }
  .print-only { display: block; }

  .wrap { max-width: none; padding: 0; }
  h1 { font-size: 20pt; max-width: none; }
  .lede { margin-top: 2pt; font-size: 10.5pt; }
  .print-meta { margin-top: 2pt; font-size: 10.5pt; color: var(--muted); }

  .layout { display: block; margin-top: 16pt; }

  .snapshot {
    position: static;
    display: grid;
    grid-template-columns: 1fr 1fr;
    column-gap: 28pt;
    padding: 14pt 16pt;
    break-inside: avoid;
  }
  .snapshot > .label,
  .snapshot > .big,
  .snapshot > .bar,
  .snapshot > .breakdown { grid-column: 1; }
  .snapshot > .months { grid-column: 2; grid-row: 1 / span 4; margin-top: 0; padding-top: 0; border-top: 0; }
  .snapshot > .warning { grid-column: 1 / -1; margin-top: 10pt; }

  .big { font-size: 28pt; }
  .bar { margin-top: 10pt; height: 9pt; }
  .breakdown { margin-top: 8pt; }
  .line { padding: 2pt 0; font-size: 10pt; }
  .line.total { margin-top: 2pt; padding-top: 5pt; }
  .mid { font-size: 20pt; }
  .status { font-size: 10pt; }
  .note { font-size: 8.5pt; margin-top: 8pt; }
  .label { font-size: 10pt; }
  .warning { padding: 8pt 10pt; font-size: 10pt; }

  .details { margin-top: 14pt; }
  .details h2 { font-size: 12.5pt; }
  .meaning { padding: 12pt 16pt; break-inside: avoid; }
  .meaning ul { margin-top: 6pt; font-size: 10pt; max-width: none; }
  .meaning li + li { margin-top: 3pt; }
  .detail-grid { margin-top: 14pt; gap: 28pt; grid-template-columns: 1fr 1fr; }
  .detail { break-inside: avoid; }
  .table { margin-top: 6pt; font-size: 9.5pt; }
  .table th, .table td { padding: 3pt 0; }
  .chart { margin-top: 6pt; }
  .chart-caption, .empty { font-size: 9pt; margin-top: 4pt; }

  .footer { margin-top: 16pt; padding-top: 8pt; font-size: 8.5pt; }
}